Partners
For brokers.
You've seen the moment: the deposit includes family money, the lender asks whether it's a gift or a loan, and the application stalls while everyone works out what the arrangement actually is — sometimes with a gift letter that doesn't match what the family really intends.
PACT is the clean answer to hand your client. A guided, plain-English intake (about ten minutes), a formal loan agreement assembled from a versioned clause library, signed by all parties electronically, with the executed document delivered to everyone — and a tamper-evident record behind it.
What it does for your file
- Deposit-source clarity. The arrangement is documented as what it is, signed and dated — not reconstructed under time pressure.
- No conflicting documents. If a lender requires a gift letter alongside a loan, PACT flags the conflict and refers the matter for professional review instead of papering over it.
- Speed. Intake to signed agreement can happen inside a day — the client drives it themselves from a link.
Partnering with PACT
We're opening a broker referral program with our launch: a link that's yours, attribution on every matter it starts, and a landing experience your clients will actually finish. If you'd like to be in the first group, email hello@pactseal.com.au — or try the product yourself first: